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Protects your assets due to illness, injury, or maternity leave which may put you out of work
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This policy will help to protect your paycheck
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Designed to be used as rent or mortgage protection
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$500-$6,000 of monthly benefits (Subject to Income)
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Benefit Period: 6 to 24 months
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Guaranteed-issue option available
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Fixed benefit amounts for sickness, accident, or childbirth
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Benefits for Physician visits
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Lab tests, x-rays, medical diagnostics, and imaging exam benefits
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Pays $700-$1,200 for Hospital Confinement, $100 ER visit
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Covers surgeries depending on the severity
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Initial Diagnosis Benefit: Insured and Spouse $6,000 | Child: $12,000
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Covers Imaging, Second Opinions, Radiation Therapy, Chemotherapy, Surgeries
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Surgery Benefit: $140-$5,000
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Hospitalization confinement from $300-$600 days with no lifetime maximum
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Home health care, Hospice care, Nursing services, Extended-care facility benefits
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Wellness benefit cancer screening annual check-up: $100/year per covered person
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Covered events include Heart Attack, Stroke, Coma, Paralysis, Third-degree burns, and more
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Pays $7,500 upon diagnosis of specified health event
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Pays $300 per day for covered hospital stays with no lifetime maximum
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Subsequent specified health event coverage
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Continuing Care Therapy benefits include rehabilitation, physical, speech, occupational and more
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Includes annual eye exam benefit to cover up to $45
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Option to choose any eye-care provider
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Covers materials such as glasses and contacts
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Eye-care benefits for eye surgeries, specific eye diseases/disorders, and permanent visual impairment
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The policy is designed to work as a stand-alone or to work with an existing vision plan
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Supplemental dental that works with your existing coverage to help with out-of-pocket expenses
or as a stand-alone coverage -
Pays for crowns, fillings, root canals, x-rays, and annual preventive care
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Pain management and adjunctive services
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Oral surgery, gum treatments, and prosthetic repair
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Option to choose any dentist
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Building benefits
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Term and Whole life options
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Ability to choose your desired amount of coverage